Future Banking Issue 2

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CORRESPONDENT & RELATIONSHIP BANKING FB: What has been the impact of the ﬁnancial crisis on transactional services and what does the future hold for correspondent banking in a volatile market? Paul LeBlanc (senior vice-president,Trade Services and Financial Institutions,pictured top right):One of the key changes last year was that companies lost sources for their working capital.They used to be able to issue commercial paper.But when the markets dried up,they had to ﬁnd new ways to create working capital to run their businesses.The LC allowed them to do that,because they could get ﬁnancing for an LC transaction. That accounted to a large extent for the ﬂow away from open account transactional activity into LCs.As we go forward and other sources become available for th<a title="Future Banking Issue 2 page 30" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=30">TRANSPROMOStatement of intentBank stateme</a> TRANSPROMOStatement of intentBank stateme<a title="Future Banking Issue 2 page 15" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=15">in standards,and we must move ahead withthem qui</a> in standards,and we must move ahead withthem qui<a title="Future Banking Issue 2 page 97" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=97">Bank of the Year winner </a> Bank of the Year winner <a title="Future Banking Issue 2 page 38" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=38">TRANSPROMOrevenue collection process and a</a> TRANSPROMOrevenue collection process and a<a title="Future Banking Issue 2 page 104" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=104">“I can't deal with this right now.”Every lead</a> “I can't deal with this right now.”Every lead<a title="Future Banking Issue 2 page 93" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=93">Specialsupplement</a> Specialsupplement<a title="Future Banking Issue 2 page 56" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=56">CORRESPONDENT & RELATIONSHIP BANKINGMade i</a> CORRESPONDENT & RELATIONSHIP BANKINGMade i<a title="Future Banking Issue 2 page 48" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=48">OUTSOURCINGOutsourcedATMsoffer banks an e</a> OUTSOURCINGOutsourcedATMsoffer banks an e<a title="Future Banking Issue 2 page 73" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=73">Luxembourg as the capital of businessresilience </a> Luxembourg as the capital of businessresilience <a title="Future Banking Issue 2 page 58" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=58">GOVERNANCE, RISK & COMPLIANCEFUNDAMENTALFOREC</a> GOVERNANCE, RISK & COMPLIANCEFUNDAMENTALFOREC<a title="Future Banking Issue 2 page 6" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=6">HEADERThe front ofﬁceNews and views from the s</a> HEADERThe front ofﬁceNews and views from the s<a title="Future Banking Issue 2 page 24" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=24">TRANSPROMODATA-DRIVENCOMMUNICATIONB</a> TRANSPROMODATA-DRIVENCOMMUNICATIONB<a title="Future Banking Issue 2 page 68" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=68">MOBILE BANKINGFLUID FINANCEWhen people talk </a> MOBILE BANKINGFLUID FINANCEWhen people talk <a title="Future Banking Issue 2 page 17" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=17"> `As customers' expectations ofconvenience a</a> `As customers' expectations ofconvenience a<a title="Future Banking Issue 2 page 45" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=45"> Some ﬁnancial institutions are far alongthe </a> Some ﬁnancial institutions are far alongthe <a title="Future Banking Issue 2 page 105" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=105"></a> <a title="Future Banking Issue 2 page 100" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=100">Where the shared services and sourcing world shap</a> Where the shared services and sourcing world shap<a title="Future Banking Issue 2 page 57" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=57">GOVERNANCE, RISK & COMPLIANCEThe tools for</a> GOVERNANCE, RISK & COMPLIANCEThe tools for<a title="Future Banking Issue 2 page 109" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=109"> %$# %"$ %"$%# '''$ "% %</a> %$# %"$ %"$%# '''$ "% %<a title="Future Banking Issue 2 page 14" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=14">COVER STORYBP2I: collaborationin actionAt t</a> COVER STORYBP2I: collaborationin actionAt t<a title="Future Banking Issue 2 page 3" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=3">www.banking-gateway.com </a> www.banking-gateway.com <a title="Future Banking Issue 2 page 53" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=53">PAYMENTScompetitive environment we are hop</a> PAYMENTScompetitive environment we are hop<a title="Future Banking Issue 2 page 31" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=31">thanks to the ability to print the form, thenece</a> thanks to the ability to print the form, thenece<a title="Future Banking Issue 2 page 83" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=83">EBF offers plenty of opportunities for informal n</a> EBF offers plenty of opportunities for informal n<a title="Future Banking Issue 2 page 65" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=65">ExecutiveBreakfastBrieﬁngLondon Hilton on Par</a> ExecutiveBreakfastBrieﬁngLondon Hilton on Par<a title="Future Banking Issue 2 page 9" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=9">INDUSTRY OVERVIEWINDUSTRY OVERVIEWMIFID:TWOYE</a> INDUSTRY OVERVIEWINDUSTRY OVERVIEWMIFID:TWOYE<a title="Future Banking Issue 2 page 115" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=115">C C CC C </a> C C CC C <a title="Future Banking Issue 2 page 5" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=5">35 YOU'VE GOT MAILInfoTrends' Matt Swain explain</a> 35 YOU'VE GOT MAILInfoTrends' Matt Swain explain<a title="Future Banking Issue 2 page 70" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=70">GREEN ITTHE GREEN GRIDAs the amount of data c</a> GREEN ITTHE GREEN GRIDAs the amount of data c<a title="Future Banking Issue 2 page 32" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=32">Are you sharing this copy of Future Bankin</a> Are you sharing this copy of Future Bankin<a title="Future Banking Issue 2 page 18" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=18">THOUGHT LEADERSHIPA smoother way to STPMo</a> THOUGHT LEADERSHIPA smoother way to STPMo<a title="Future Banking Issue 2 page 46" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=46">OUTSOURCINGBanks look beyondIndia for ITO</a> OUTSOURCINGBanks look beyondIndia for ITO<a title="Future Banking Issue 2 page 69" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=69">MOBILE BANKING According to consultancy</a> MOBILE BANKING According to consultancy<a title="Future Banking Issue 2 page 74" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=74">And it's no wonder – it saves space and energy wh</a> And it's no wonder – it saves space and energy wh<a title="Future Banking Issue 2 page 77" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=77"> have to bothe</a> have to bothe<a title="Future Banking Issue 2 page 28" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=28">TRANSPROMOGo paperlessat your perilResis</a> TRANSPROMOGo paperlessat your perilResis<a title="Future Banking Issue 2 page 67" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=67">GOVERNANCE, RISK & COMPLIANCECo-location:m</a> GOVERNANCE, RISK & COMPLIANCECo-location:m<a title="Future Banking Issue 2 page 80" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=80">FRAUD & SECURITYWin the ﬁght on fraudThe </a> FRAUD & SECURITYWin the ﬁght on fraudThe <a title="Future Banking Issue 2 page 4" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=4">CONTENTSCOVER STORYTHE360°BUSINESSVIEW12A</a> CONTENTSCOVER STORYTHE360°BUSINESSVIEW12A<a title="Future Banking Issue 2 page 79" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=79"> The image from the scanner isconver</a> The image from the scanner isconver<a title="Future Banking Issue 2 page 89" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=89"></a> <a title="Future Banking Issue 2 page 7" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=7">HEADEREBF reports on 'comingout of the crisi</a> HEADEREBF reports on 'comingout of the crisi<a title="Future Banking Issue 2 page 101" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=101">A World of ServiceAs a global service manageme</a> A World of ServiceAs a global service manageme<a title="Future Banking Issue 2 page 64" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=64">GOVERNANCE, RISK & COMPLIANCEDemystifying</a> GOVERNANCE, RISK & COMPLIANCEDemystifying<a title="Future Banking Issue 2 page 111" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=111">Combining financial services expertisewith leadi</a> Combining financial services expertisewith leadi<a title="Future Banking Issue 2 page 16" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=16">THOUGHT LEADERSHIPTransformationwithout d</a> THOUGHT LEADERSHIPTransformationwithout d<a title="Future Banking Issue 2 page 96" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=96"></a> <a title="Future Banking Issue 2 page 90" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=90">SUPPLIERS GUIDESUPPLIERS GUIDEAPC by Schn</a> SUPPLIERS GUIDESUPPLIERS GUIDEAPC by Schn<a title="Future Banking Issue 2 page 71" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=71"> Alterations in the layout of thedata centre </a> Alterations in the layout of thedata centre <a title="Future Banking Issue 2 page 44" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=44">OUTSOURCINGTurn insights into actionsAima</a> OUTSOURCINGTurn insights into actionsAima<a title="Future Banking Issue 2 page 63" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=63">GOVERNANCE, RISK & COMPLIANCEof different </a> GOVERNANCE, RISK & COMPLIANCEof different <a title="Future Banking Issue 2 page 2" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=2"> </a> <a title="Future Banking Issue 2 page 94" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=94">It pays to get personalGet more re</a> It pays to get personalGet more re<a title="Future Banking Issue 2 page 55" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=55">CORRESPONDENT & RELATIONSHIP BANKINGFB: Wh</a> CORRESPONDENT & RELATIONSHIP BANKINGFB: Wh<a title="Future Banking Issue 2 page 52" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=52">PAYMENTS We have arguably three more ph</a> PAYMENTS We have arguably three more ph<a title="Future Banking Issue 2 page 47" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=47">understand our capabilities.We are alwaysopen to</a> understand our capabilities.We are alwaysopen to<a title="Future Banking Issue 2 page 49" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=49">PAYMENTSTHE MIGRATIONTO SEPA </a> PAYMENTSTHE MIGRATIONTO SEPA <a title="Future Banking Issue 2 page 19" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=19">THOUGHT LEADERSHIPtransactions.This dramat</a> THOUGHT LEADERSHIPtransactions.This dramat<a title="Future Banking Issue 2 page 107" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=107"></a> <a title="Future Banking Issue 2 page 87" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=87">SUPPLY CHAIN FINANCEKEEPTHESUPPLY CHAINMOVING</a> SUPPLY CHAIN FINANCEKEEPTHESUPPLY CHAINMOVING<a title="Future Banking Issue 2 page 41" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=41">TRANSPROMOis stored in disparate systems u</a> TRANSPROMOis stored in disparate systems u<a title="Future Banking Issue 2 page 11" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=11">INDUSTRY OVERVIEW Discussions about tra</a> INDUSTRY OVERVIEW Discussions about tra<a title="Future Banking Issue 2 page 54" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=54">CORRESPONDENT & RELATIONSHIP BANKINGStable</a> CORRESPONDENT & RELATIONSHIP BANKINGStable<a title="Future Banking Issue 2 page 72" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=72">GREEN ITOne-stop shop forresilience servi</a> GREEN ITOne-stop shop forresilience servi<a title="Future Banking Issue 2 page 35" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=35">TRANSPROMOYOU'VE GOTMAILTranspromo offers ef</a> TRANSPROMOYOU'VE GOTMAILTranspromo offers ef<a title="Future Banking Issue 2 page 1" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=1">www.banking-gateway.com </a> www.banking-gateway.com <a title="Future Banking Issue 2 page 84" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=84">SUPPLY CHAIN FINANCEELECTRONICTRANSMISSIONE-i</a> SUPPLY CHAIN FINANCEELECTRONICTRANSMISSIONE-i<a title="Future Banking Issue 2 page 103" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=103">NOW ISTHE TIME TOADVANCE.NEW YORK? BARCELON</a> NOW ISTHE TIME TOADVANCE.NEW YORK? BARCELON<a title="Future Banking Issue 2 page 99" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=99"></a> <a title="Future Banking Issue 2 page 62" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=62">GOVERNANCE, RISK & COMPLIANCEFace up tono</a> GOVERNANCE, RISK & COMPLIANCEFace up tono<a title="Future Banking Issue 2 page 106" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=106">8F¤SFIFSFGPSZPV24 hours a day African M</a> 8F¤SFIFSFGPSZPV24 hours a day African M<a title="Future Banking Issue 2 page 37" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=37">Europe & International Uncoated Fine Pa</a> Europe & International Uncoated Fine Pa<a title="Future Banking Issue 2 page 76" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=76">FRAUD & SECURITYWe determine the fraud che</a> FRAUD & SECURITYWe determine the fraud che<a title="Future Banking Issue 2 page 40" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=40">TRANSPROMOTranspromo:money in the bankTr</a> TRANSPROMOTranspromo:money in the bankTr<a title="Future Banking Issue 2 page 81" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=81">FRAUD & SECURITYtime detections and the ab</a> FRAUD & SECURITYtime detections and the ab<a title="Future Banking Issue 2 page 88" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=88">SUPPLY CHAIN FINANCEaltering the bank loan</a> SUPPLY CHAIN FINANCEaltering the bank loan<a title="Future Banking Issue 2 page 51" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=51">PASSTHETESTFuture Banking: You have previously</a> PASSTHETESTFuture Banking: You have previously<a title="Future Banking Issue 2 page 108" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=108"></a> <a title="Future Banking Issue 2 page 85" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=85"> RBS currently offers the UK's only fullybran</a> RBS currently offers the UK's only fullybran<a title="Future Banking Issue 2 page 86" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=86">SUPPLY CHAIN FINANCE `If the company ha</a> SUPPLY CHAIN FINANCE `If the company ha<a title="Future Banking Issue 2 page 12" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=12">COVER STORY</a> COVER STORY<a title="Future Banking Issue 2 page 20" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=20">DATA WAREHOUSINGLEVEL BESTUniCredit Group</a> DATA WAREHOUSINGLEVEL BESTUniCredit Group<a title="Future Banking Issue 2 page 61" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=61">GOVERNANCE, RISK & COMPLIANCE </a> GOVERNANCE, RISK & COMPLIANCE <a title="Future Banking Issue 2 page 27" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=27">TRANSPROMOInkjet papers that getyour mess</a> TRANSPROMOInkjet papers that getyour mess<a title="Future Banking Issue 2 page 43" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=43">OUTSOURCINGcustomers,then package and pric</a> OUTSOURCINGcustomers,then package and pric<a title="Future Banking Issue 2 page 33" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=33">THE PERSONALTOUCH mmThe need to provide mon</a> THE PERSONALTOUCH mmThe need to provide mon<a title="Future Banking Issue 2 page 59" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=59">GOVERNANCE, RISK & COMPLIANCEdefaults duri</a> GOVERNANCE, RISK & COMPLIANCEdefaults duri<a title="Future Banking Issue 2 page 50" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=50">PAYMENTSof SEPA market uptake is in line w</a> PAYMENTSof SEPA market uptake is in line w<a title="Future Banking Issue 2 page 8" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=8">Vital statisticsOutstanding bank lending to c</a> Vital statisticsOutstanding bank lending to c<a title="Future Banking Issue 2 page 60" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=60">GOVERNANCE, RISK & COMPLIANCEForethought b</a> GOVERNANCE, RISK & COMPLIANCEForethought b<a title="Future Banking Issue 2 page 26" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=26">TRANSPROMOTo move for</a> TRANSPROMOTo move for<a title="Future Banking Issue 2 page 21" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=21">UniCredit's headquarters in Milan, Italy.mana</a> UniCredit's headquarters in Milan, Italy.mana<a title="Future Banking Issue 2 page 23" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=23">DATA WAREHOUSINGcompliance or for risk ana</a> DATA WAREHOUSINGcompliance or for risk ana<a title="Future Banking Issue 2 page 95" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=95"></a> <a title="Future Banking Issue 2 page 36" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=36">TRANSPROMOinformation than about communica</a> TRANSPROMOinformation than about communica<a title="Future Banking Issue 2 page 78" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=78">FRAUD & SECURITYHigh security in thepalm </a> FRAUD & SECURITYHigh security in thepalm <a title="Future Banking Issue 2 page 114" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=114">Europe & International Uncoated Fine Pa</a> Europe & International Uncoated Fine Pa<a title="Future Banking Issue 2 page 22" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=22">DATA WAREHOUSINGInformationsuperhighwayI</a> DATA WAREHOUSINGInformationsuperhighwayI<a title="Future Banking Issue 2 page 75" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=75">FRAUD & SECURITYFRAUD </a> FRAUD & SECURITYFRAUD <a title="Future Banking Issue 2 page 82" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=82">EVENT PREVIEWSEISMIC EVENTSThe banking industr</a> EVENT PREVIEWSEISMIC EVENTSThe banking industr<a title="Future Banking Issue 2 page 42" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=42">OUTSOURCINGValue under pressureWith ﬁnanc</a> OUTSOURCINGValue under pressureWith ﬁnanc<a title="Future Banking Issue 2 page 39" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=39">TRANSPROMOA happy mediumXeikon's Danny Me</a> TRANSPROMOA happy mediumXeikon's Danny Me<a title="Future Banking Issue 2 page 98" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=98"></a> <a title="Future Banking Issue 2 page 66" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=66">GOVERNANCE, RISK & COMPLIANCEOrder from ch</a> GOVERNANCE, RISK & COMPLIANCEOrder from ch<a title="Future Banking Issue 2 page 10" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=10">INDUSTRY OVERVIEWsi</a> INDUSTRY OVERVIEWsi<a title="Future Banking Issue 2 page 112" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=112">7JSUVBMJTBUJPOJTPOMZIBMGUIFCBUUMFGPSFGmDJFODZ</a> 7JSUVBMJTBUJPOJTPOMZIBMGUIFCBUUMFGPSFGmDJFODZ<a title="Future Banking Issue 2 page 110" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=110"></a> <a title="Future Banking Issue 2 page 102" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=102">Where conventionalthinking ends,Proteus begins.</a> Where conventionalthinking ends,Proteus begins.<a title="Future Banking Issue 2 page 34" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=34">TRANSPROMOThe backboneof transpromoTough</a> TRANSPROMOThe backboneof transpromoTough<a title="Future Banking Issue 2 page 25" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=25">TRANSPROMOremediation efforts came to the </a> TRANSPROMOremediation efforts came to the <a title="Future Banking Issue 2 page 29" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=29">TRANSPROMOThe real dealThe development of</a> TRANSPROMOThe real dealThe development of<a title="Future Banking Issue 2 page 113" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=113">Discover how to make moneyfrom printed statement</a> Discover how to make moneyfrom printed statement<a title="Future Banking Issue 2 page 13" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=13">COVER STORYTHE 360°BUSINESSVIEWAlain Marbach </a> COVER STORYTHE 360°BUSINESSVIEWAlain Marbach <a title="Future Banking Issue 2 page 92" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=92">Discover how to make moneyfrom printed statement</a> Discover how to make moneyfrom printed statement<a title="Future Banking Issue 2 page 91" href="http://viewer.zmags.co.uk/publication/347e0ae3?page=91">Combining financial services expertisewith leadi</a> Combining financial services expertisewith leadi